Welcome to Onyx Solutions
Partnered with leading financial institutions, we deliver fast, secure, and flexible loan solutions tailored to your need
Invoice Discounting
Invoice discounting is a type of debtor finance that helps mid-sized companies improve their cash flow. Businesses often face cash flow challenges because commercial clients take 30 to 90 days to pay invoices. Invoice discounting solves this problem quickly and effectively.
Onyx Solutions LTD helps improve your cash flow and supports your company’s growth. We are a leading provider of invoice discounting in Canada and offer competitive financing terms
Solve cash flow problems effectively
Invoice discounting improves your cash flow by financing your accounts receivable ledger. Instead of waiting weeks to get paid by clients, your company receives immediate funds from the finance company. This improves your cash position and provides funds to cover critical business expenses.
When used correctly, Onyx Solutions LTD can help your company grow. It allows you to offer flexible payment terms to clients while still receiving immediate funds to manage associated operational expenses.
How does invoice discounting work?
Discounting provides a revolving line of financing secured by your accounts receivable. The finance company advances a portion of your unpaid invoices, usually 70%–75%. This advance provides immediate liquidity for your company.
The facility is designed to offer ongoing financing. Your company submits its receivables regularly, and the finance company provides advances against them. The outstanding balance is adjusted continuously as customers pay old invoices and your company raises new invoices.
When used effectively, Onyx Solutions LTD can support stable cash flow and help maintain smooth business operations
Integrity
We maintain the highest ethical standards, ensuring transparency and honesty in every financial transaction we handle for our clients.
Reliability
You can count on us to manage your bills and financial goals with precision, providing consistent support when you need it most.
Accountability
We take full responsibility for the results we deliver, empowering businesses and individuals to regain control over their finances.
Strategic
We work as expert partners, combining our industry knowledge with your unique needs to create seamless financial solutions.
who We Are
We are a trusted financial solutions provider helping businesses manage cash flow challenges with fast, secure, and flexible funding options.
Our mission
Our mission is to simplify financial access for businesses by offering quick, transparent, and reliable funding solutions through trusted partners.
Our Vision
To become a leading financial service provider that empowers businesses to grow without financial barriers or delays.
What We Do
We provide invoice discounting, business loans, and flexible financial solutions designed to improve cash flow and support business growth.
Invoice discounting is different from factoring
Invoice discounting is often confused with factoring financing. Although the products have similar benefits and features, invoice discounting is different. The main difference includes.
Invoice discounting finances accounts receivable as a batch without ledgering each individual invoice.
Onyx Solutions has lower pricing than factoring because clients have a lower financial risk profile.
Onyx Solutions is offered to mid sized companies that have internal financial controls in place.
The client retains collections duties and responsibilities